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    Retirement and Income

    We have a range of investment solutions to help you along each stage of your investment journey. Whether you’re saving towards retirement, drawing an income from your retirement savings, or simply drawing an income from your discretionary investments, we have a range of options suited to your investment needs.

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    What is reg 28?

    Regulation 28 of the Pension Funds Act sets out the maximum limits that retirement fund investors can hold in different asset classes. For example: 75% in equity, 25% in listed property and 45% foreign.

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    M&G Investments' Reg 28 funds

    If you’re looking for a unit trust that complies with Regulation 28, we offer a range of options to choose from, including: the M&G Balanced, Inflation Plus, Enhanced Income and Income Funds.

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    Using Tax-free as part of your retirement plan

    Our range of Tax-free investments are exempt from all local taxes, making it a great way for you to supplement your retirement savings.

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    Drawing an income: Target Income funds

    Our Target Income Funds offer an ideal all-in-one solution if you’re looking to draw an income from your investment. Each fund is specifically designed and managed to provide an income of between 2.5% - 7%, with a secondary objective of growing your capital over time.

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    Drawing an income from your LA

    Our Target Income Funds take the guesswork out of deciding which option to choose for your living annuity investment. Each unit trust is specifically designed and managed to provide you with an income between 2.5% -7%, with a secondary focus of growing your capital over time.

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    Drawing an income from discretionary savings

    If you’re looking to draw an income from your investment, our range of Target Income Funds are designed and managed with exactly that in mind.

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    Local Funds

    • Target Income

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    Offshore Funds